HDFC Credit Risk Debt Fund - Growth Option

Debt: Credit Risk Open Ended Scheme
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NAV
₹ 24.0444 ₹ 0.01 (0.06 %)
as on 17-06-2025
Asset Size (AUM)
7,113.2 Cr
Launch Date
Mar 05, 2014
Invest in this scheme
Investment Objective
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be achieved.
Minimum Investment 100.0
Minimum Top-up 100.0
Investment Returns Since Launch in Mar 05, 2014
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8.11

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.26 %
Expense Ratio
1.6%
Volatility
1.14 %
Fund House
HDFC Mutual Fund
Fund Manager
FM 1 - Mr.Shobhit Mehrotra, FM 2 - Mr.Dhruv Muchhal
Key Features
Scheme description
This fund has low risk compared to hybrid funds. It invests minimum of 65% of its assets in coroprate bonds in below highest rated instruments. It is suitable for investors with moderate risk taking ability wanting to earn bit higher over other debt funds. Minimum investment horizon can be few years.
Minimum Purchase Application Amount
Rs. 100.0 (plus in multiples of Rs. 100.0)
Entry Load
Not applicable
Exit Load
In respect of each purchase/switch-in of Units, 15% of the units (“the limit”) may be redeemed without any exit Load from the date of allotment. - Any redemption in excess of the above limit shall be subject to the following exit load: - In respect of each purchase/switch-in of Units, an Exit Load of 1.00% is payable if Units are redeemed/switched-out within 12 months from the date of allotment. - In respect of each purchase/switch-in of Units, an Exit Load of 0.50% is payable if Units are redeemed/switched-out after 12 months but within 18 months from the date of allotment. - No Exit Load is payable if Units are redeemed/switched-out after 18 months from the date of allotment.
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Fund Performance
Fund's historical return comparison with other asset classes
Profile
Credit Quality Porfolio (%)
SOV 10.85
AAA 12.42
AA 56.29
A 5.04
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Scheme Category % of Change
month-on-month
Duration 2.29 2.1 0.03
Maturity 3.25 2.93 0.02
YTM 8.6 8.32 0
Other Schemes of the Same Category
HDFC Credit Risk Debt Fund - Growth Option
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth
Invesco India Credit Risk Fund - Regular Plan - Growth
Nippon India Credit Risk Fund - Growth Plan
ICICI Prudential Credit Risk Fund - Growth
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option
Axis Credit Risk Fund - Regular Plan - Growth
SBI Credit Risk Fund - Regular Plan - Growth
UTI Credit Risk Fund - Regular Plan - Growth Option
BANDHAN Credit Risk Fund - Regular Plan Growth
Performance

Scheme Performance (%)

Data as on - 17-06-2025

Yearly Performance (%)

NAV Movement

Investment Returns Calculator
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
HDFC Credit Risk Debt Fund - Growth Option 05-03-2014 8.88 7.95 7.7 7.61 7.74
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 05-04-2015 16.54 11.95 11.26 9.71 8.21
Invesco India Credit Risk Fund - Regular Plan - Growth 04-09-2014 10.61 9.31 9.4 6.8 5.99
Nippon India Credit Risk Fund - Growth Plan 01-06-2005 9.63 8.55 8.28 8.86 6.11
ICICI Prudential Credit Risk Fund - Growth 05-12-2010 9.57 8.67 8.23 7.7 7.89
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option 23-01-2015 9.23 8.23 8.01 10.25 7.83
Axis Credit Risk Fund - Regular Plan - Growth 15-07-2014 9.17 8.07 7.77 7.06 6.93
SBI Credit Risk Fund - Regular Plan - Growth 01-07-2004 8.89 8.06 8.15 7.28 7.48
UTI Credit Risk Fund - Regular Plan - Growth Option 10-11-2012 8.88 7.67 7.39 7.39 3.07
BANDHAN Credit Risk Fund - Regular Plan Growth 27-02-2017 8.04 7.07 6.85 5.84 0.0
Portfolio Analysis
Portfolio as on
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Sector Allocation (%)
Portfolio Holdings
Company Allocation (%)
Sector Allocation
Portfolio Holdings